Empowering Businesses Through
Innovation and Integrity

Our Story

Emerging from market demands, evolved into a globally embraced solution.

In 2015, NOTO was developed by visionary fintech leaders, whose wealth of international experience in payments, fraud prevention, and compliance formed the cornerstone of our venture.

Behind NOTO’s inception lay a profound philosophy: to craft a software solution that not only offers a diverse array of functionalities but remains effortlessly accessible, efficient, and tailored to the specific needs of our clients.

Since our very first client in 2017, NOTO embarked on an inspiring journey of growth. What began as a modest office tucked away in a garage blossomed into a thriving company, now boasting a team of over 70 professionals in the fields of risk management and technologies.

This journey continues unabated, as our clients can be found across four continents, with their businesses leaving footprints in every corner of the world.

At the heart of our growth story lies the unwavering dedication of every team member. Each individual contributes to the evolution of our product, prioritizing client satisfaction and fostering a culture of mutual respect among colleagues.

Mission & Vision

Mission

To provide an intelligent, adaptable platform grounded in industry know-how, enabling businesses to stay ahead of financial threats.

Vision

To reshape how organizations address fraud and compliance — fueling sustainable growth and protecting the bottom line.

Brand promise

Wherever your journey starts, NOTO delivers the fraud prevention and AML compliance outcomes you need.

Our Leadership

Ivan Stefanov

Co-Founder, CEO

Ivan is a fraud prevention executive with a rich background in e-commerce and risk management. During his career at various global payments technology companies, Ivan honed his skills in pioneering risk management strategies. Ivan led Consumer Fraud and Payments at Groupon in Switzerland before returning to Paysafe Group in 2015 to spearhead the consolidation of Risk and fraud functions. Since the inception of NOTO, Ivan has played a pivotal role, overseeing the company’s development and innovation strategy while benchmarking the NOTO solution against market competitors, and expanding the business.

Apostol Terziev

Co-Founder, CTO

Apostol is a seasoned executive with 14+ years in software development and infrastructure, rose to Chief Software Architect after initiating innovative projects for the third-largest communications group in the world. With an MBA in Industrial Automation, he now serves as Chief Technology Officer at NOTO, driving technological success and overseeing core platform operations, infrastructure and team.

Svetlin Dobrev

Co-Founder, COO

Svetlin is a fraud and risk management executive, renowned for his extensive expertise in e-commerce and online gaming. With notable leadership roles at Moneybookers (now Skrill) and later at Intralot and Rakuten, he has consistently devised and implemented effective fraud prevention and risk management strategies. Since joining NOTO as a Co-Founder, Svetlin has led the Operations division, ensuring smooth platform operations and providing expert guidance on risk management practices to clients.

Christopher Thomas

Chief Revenue Officer

Christopher is a seasoned leader with over 25 years of experience in fraud and financial crime prevention, having held senior roles at global technology leaders, including iovation, Emailage, Experian, and LexisNexis Risk Solutions. His career has been defined by driving market expansion, building high-performing teams, and delivering solutions that help organizations stay ahead of evolving criminal threats. At NOTO, Christopher leads the company’s commercial growth and customer strategy, ensuring clients worldwide can leverage NOTO’s platform to adapt at speed, scale with confidence, and safeguard their businesses in an increasingly complex risk landscape.

Aleksandar Dimitrovski

Chief Marketing Officer

Aleksandar is a global marketing executive with nearly two decades of experience leading large-scale strategies and operations across diverse industries and markets. Throughout his career, he has built and executed campaigns that drive sustainable growth, combining creativity, technical expertise, and commercial acumen to deliver measurable results. At NOTO, Aleksandar is responsible for shaping the company’s brand strategy, amplifying its global presence, and ensuring that marketing plays a central role in delivering on NOTO’s mission to fight fraud and financial crime with adaptability, trust, and innovation.

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